There Is an Answer

There Is an Answer

And that answer is not universal health care.

I have read every proposal out there that I can find and all that I have seen neglect one area of concern or another. My plan addresses all areas of concern.

Some of these are:

Concern 1. What about the uninsurable?
Answer 1. Under my plan doctors and hospitals would be given tax credits for treating those who cannot afford to self-insure and are uninsurable. Because these doctors and hospitals will be making what they want and need to make to provide quality health care, and not the network payments that under contract they have to accept from managed care insurance companies, they could afford to take on a certain level of charity care. But because personal responsibility is the key to my plan people would by default become healthier and require less care and we would have fewer uninsurable.

Concern 1. What about the poor?
Answer 2. See Answer 1 above. The same would work for the poor. The poor would get better care and not free clinic care. They could go see doctors that for now they do not have access to, because the really good doctors can opt out of taking payments from Medicaid.

Concern 3. What about my doctor visits?
Answer 3. There will be a level of self insurance and I guess under the current employer based plan you could consider doctor visits self-insurance. But it is more than that; it is the freedom to choose your treatment by your doctor. It is the freedom to ask for a cure rather than treatment of symptoms. Self-insurance begets personal responsibility – personal responsibility begets stewardship. That is the element that is missing from our current health care system.

Concern 4. This self-insurance would mean that I have to have a certain amount of money. I don’t have that kind of discretionary money lying around.
Answer 4. Because employers would be saving money by giving their employees a health insurance / health care allowance rather than paying exorbitant group rates for things like doctor visis. Some of the savings could be used to help employees with a certain amount of money to help them with steep out of pocket costs for a period of time until the mindset of personal responsibility begins to be more prominent.

From the universal health care proponents there will be many more objections but those objections are really more about not wanting a health care system that works for individuals. These people believe in health care rationing, restricted treatments and overall control.

Those who think they want universal health care and don’t understand the huge downsides only believe from an emotional point of view that health care is a right.

More on emotions next week